Side-by-side · Q2 2026 data
Fm Bank And Trust vs Sterling Bank
Metric by metric
| Measure | Fm Bank And Trust | Sterling Bank |
|---|---|---|
| TellerScore | 69 | 78 (stronger) |
| Capital cushion | 36 | 61 (stronger) |
| Loan quality | 83 | 88 (stronger) |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 56 | 77 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 53rd | 86th |
| Total assets | $1.4B | $1.6B |
| Deposits / shares | $1.2B | $1.4B |
| Capital ratio | 8.62% | 11.14% (stronger) |
| Problem loans | 0.52% | 0.35% (stronger) |
| Net charge-offs | 0.10% | 0.02% (stronger) |
| Return on assets | 2.37% (stronger) | 1.63% |
| Loans ÷ deposits | 91.9% | 77.2% (stronger) |
| Uninsured deposits | 26.3% | 21.0% (stronger) |
| Offices | 13 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.3% |
Sterling Bank has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Fm Bank And Trust leads on 1 and Sterling Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Poplar Bluff, MO
- Cape Girardeau, MO
- Malden, MO