Side-by-side · Q2 2026 data
Focus Bank vs Bank of New Madrid
Metric by metric
| Measure | Focus Bank | Bank of New Madrid |
|---|---|---|
| TellerScore | 75 | 92 (stronger) |
| Capital cushion | 76 | 91 (stronger) |
| Loan quality | 72 | 99 (stronger) |
| Earnings | 87 | 96 (stronger) |
| Funding & liquidity | 52 | 74 (stronger) |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 61st | 97th |
| Total assets | $854.1M | $116.6M |
| Deposits / shares | $679.8M | $98.9M |
| Capital ratio | 12.61% | 14.11% (stronger) |
| Problem loans | 0.85% | 0.04% (stronger) |
| Net charge-offs | 0.05% | 0.05% (stronger) |
| Return on assets | 1.67% | 1.91% (stronger) |
| Loans ÷ deposits | 103.6% | 66.3% (stronger) |
| Uninsured deposits | 19.7% (stronger) | 32.6% |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | — |
Bank of New Madrid has the higher TellerScore (92 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Focus Bank leads on 1 and Bank of New Madrid on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.