Side-by-side · Q2 2026 data
Focus Bank vs MRV Banks
Metric by metric
| Measure | Focus Bank | MRV Banks |
|---|---|---|
| TellerScore | 75 (stronger) | 43 |
| Capital cushion | 76 (stronger) | 65 |
| Loan quality | 72 (stronger) | 0 |
| Earnings | 87 (stronger) | 83 |
| Funding & liquidity | 52 (stronger) | 39 |
| Problem-loan coverage | 89 (stronger) | 11 |
| Peer percentile | 61st | 3rd |
| Total assets | $854.1M | $803.1M |
| Deposits / shares | $679.8M | $668.5M |
| Capital ratio | 12.61% (stronger) | 11.48% |
| Problem loans | 0.85% (stronger) | 5.72% |
| Net charge-offs | 0.05% (stronger) | 0.22% |
| Return on assets | 1.67% (stronger) | 1.58% |
| Loans ÷ deposits | 103.6% | 95.7% (stronger) |
| Uninsured deposits | 19.7% (stronger) | 38.0% |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | 0.0% |
Focus Bank has the higher TellerScore (75 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Focus Bank leads on 6 and MRV Banks on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.