Side-by-side · Q2 2026 data
Focus Bank vs The Bank of Advance
Metric by metric
| Measure | Focus Bank | The Bank of Advance |
|---|---|---|
| TellerScore | 75 | 81 (stronger) |
| Capital cushion | 76 | 80 (stronger) |
| Loan quality | 72 | 75 (stronger) |
| Earnings | 87 | 100 (stronger) |
| Funding & liquidity | 52 | 57 (stronger) |
| Problem-loan coverage | 89 | 92 (stronger) |
| Peer percentile | 61st | 80th |
| Total assets | $854.1M | $509.9M |
| Deposits / shares | $679.8M | $438.7M |
| Capital ratio | 12.61% | 13.01% (stronger) |
| Problem loans | 0.85% | 0.75% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.13% |
| Return on assets | 1.67% | 2.42% (stronger) |
| Loans ÷ deposits | 103.6% | 91.6% (stronger) |
| Uninsured deposits | 19.7% (stronger) | 25.4% |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | — |
The Bank of Advance has the higher TellerScore (81 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Focus Bank leads on 2 and The Bank of Advance on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.