Side-by-side · Q2 2026 data
Focus Credit Union vs Avestar Credit Union
Metric by metric
| Measure | Focus Credit Union | Avestar Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 61 |
| Capital cushion | 90 (stronger) | 69 |
| Loan quality | 84 (stronger) | 55 |
| Earnings | 74 (stronger) | 41 |
| Funding & liquidity | 73 (stronger) | 69 |
| Problem-loan coverage | 94 (stronger) | 81 |
| Peer percentile | 72nd | 23rd |
| Total assets | $61.7M | $68.2M |
| Deposits / shares | $52.5M | $59.6M |
| Capital ratio | 14.01% (stronger) | 11.90% |
| Problem loans | 0.49% (stronger) | 1.35% |
| Net charge-offs | 0.33% (stronger) | 0.53% |
| Return on assets | 1.34% (stronger) | 0.53% |
| Loans ÷ deposits | 87.5% (stronger) | 90.9% |
| Uninsured deposits | 5.5% | 3.4% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Focus Credit Union has the higher TellerScore (83 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Focus Credit Union leads on 6 and Avestar Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.