Side-by-side · Q2 2026 data
Focus Credit Union vs Central Wisconsin Credit Union
Metric by metric
| Measure | Focus Credit Union | Central Wisconsin Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 80 |
| Capital cushion | 90 (stronger) | 58 |
| Loan quality | 84 (stronger) | 76 |
| Earnings | 74 | 100 (stronger) |
| Funding & liquidity | 73 | 97 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 72nd | 65th |
| Total assets | $61.7M | $56.3M |
| Deposits / shares | $52.5M | $49.8M |
| Capital ratio | 14.01% (stronger) | 10.81% |
| Problem loans | 0.49% (stronger) | 0.73% |
| Net charge-offs | 0.33% | -0.09% (stronger) |
| Return on assets | 1.34% | 2.11% (stronger) |
| Loans ÷ deposits | 87.5% | 63.1% (stronger) |
| Uninsured deposits | 5.5% (stronger) | 10.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Focus Credit Union has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Focus Credit Union leads on 4 and Central Wisconsin Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.