TellerScore

Side-by-side · Q2 2026 data

For Members Only Federal Credit Union vs Decatur Postal Credit Union

Credit union

For Members Only Federal Credit Union

Chicago, Illinois · Under $100 million in assets

77of 100
Strong

Credit union

Decatur Postal Credit Union

Decatur, Illinois · Under $100 million in assets

63of 100
Moderate

Metric by metric

MeasureFor Members Only Federal Credit UnionDecatur Postal Credit Union
TellerScore77 (stronger)63
Capital cushion98100 (stronger)
Loan quality—3
Earnings3939
Funding & liquidity71100 (stronger)
Problem-loan coverage100 (stronger)90
Peer percentile57th26th
Total assets$6.3M$6.4M
Deposits / shares$5.4M$5.0M
Capital ratio14.84%22.68% (stronger)
Problem loans—2.90%
Net charge-offs—0.29%
Return on assets0.47%0.48% (stronger)
Loans ÷ deposits0.0% (stronger)55.2%
Uninsured deposits41.8%0.0% (stronger)
Offices01
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

For Members Only Federal Credit Union has the higher TellerScore (77 vs 63). On the 5 directional measures above (where higher or lower is clearly better), For Members Only Federal Credit Union leads on 2 and Decatur Postal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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