Side-by-side · Q2 2026 data
For Members Only Federal Credit Union vs State Employees Community Credit Union
Credit union
For Members Only Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Credit union
State Employees Community Credit Union
Alton, Illinois · Under $100 million in assets
Metric by metric
| Measure | For Members Only Federal Credit Union | State Employees Community Credit Union |
|---|---|---|
| TellerScore | 77 | 89 (stronger) |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | — | 100 |
| Earnings | 39 | 49 (stronger) |
| Funding & liquidity | 71 | 93 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 57th | 87th |
| Total assets | $6.3M | $6.7M |
| Deposits / shares | $5.4M | $5.3M |
| Capital ratio | 14.84% | 20.02% (stronger) |
| Problem loans | — | 0.00% |
| Net charge-offs | — | 0.38% |
| Return on assets | 0.47% | 0.73% (stronger) |
| Loans ÷ deposits | 0.0% (stronger) | 67.5% |
| Uninsured deposits | 41.8% | 1.2% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Employees Community Credit Union has the higher TellerScore (89 vs 77). On the 5 directional measures above (where higher or lower is clearly better), For Members Only Federal Credit Union leads on 1 and State Employees Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.