Side-by-side · Q2 2026 data
Foresight Bank vs Minnesota First Credit and Savings, Incorporated
Bank
Minnesota First Credit and Savings, Incorporated
Rochester, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Foresight Bank | Minnesota First Credit and Savings, Incorporated |
|---|---|---|
| TellerScore | 41 | 76 (stronger) |
| Capital cushion | 52 | 92 (stronger) |
| Loan quality | 0 | 96 (stronger) |
| Earnings | 67 (stronger) | 32 |
| Funding & liquidity | 56 (stronger) | 54 |
| Problem-loan coverage | 40 | 99 (stronger) |
| Peer percentile | 3rd | 56th |
| Total assets | $433.8M | $29.9M |
| Deposits / shares | $345.3M | $24.9M |
| Capital ratio | 10.20% | 14.16% (stronger) |
| Problem loans | 3.04% | 0.12% (stronger) |
| Net charge-offs | 0.14% | 0.00% (stronger) |
| Return on assets | 1.18% (stronger) | 0.31% |
| Loans ÷ deposits | 101.1% (stronger) | 106.4% |
| Uninsured deposits | 18.0% | 0.2% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | — |
Minnesota First Credit and Savings, Incorporated has the higher TellerScore (76 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Foresight Bank leads on 2 and Minnesota First Credit and Savings, Incorporated on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.