Side-by-side · Q2 2026 data
Forest Park National Bank and Trust Company vs Community State Bank of Rock Falls
Metric by metric
| Measure | Forest Park National Bank and Trust Company | Community State Bank of Rock Falls |
|---|---|---|
| TellerScore | 39 | 49 (stronger) |
| Capital cushion | 33 | 70 (stronger) |
| Loan quality | 17 (stronger) | 0 |
| Earnings | 56 (stronger) | 54 |
| Funding & liquidity | 54 | 84 (stronger) |
| Problem-loan coverage | 56 (stronger) | 44 |
| Peer percentile | 2nd | 6th |
| Total assets | $322.4M | $318.4M |
| Deposits / shares | $288.0M | $280.6M |
| Capital ratio | 8.32% | 12.00% (stronger) |
| Problem loans | 2.48% (stronger) | 4.67% |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 0.91% (stronger) | 0.86% |
| Loans ÷ deposits | 86.7% | 75.8% (stronger) |
| Uninsured deposits | 32.9% | 15.6% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Community State Bank of Rock Falls has the higher TellerScore (49 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Forest Park National Bank and Trust Company leads on 3 and Community State Bank of Rock Falls on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.