Forest Park National Bank and Trust Company (FDIC certificate #15945) is based in Forest Park, Illinois. Its Q2 2026 call report shows $322.4M in total assets and $288.0M in deposits and 2 offices.
Based on its Q2 2026 filing, Forest Park National Bank and Trust Company scores 39/100, which we describe as low. That is higher than only 2% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 314th. Its strongest component is earnings (56/100; 0.91%), and its lowest is loan quality (17/100; 2.48%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (34 → 39), mostly because the earnings component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 57 |
| Q4 2024 | 57 |
| Q1 2025 | 52 |
| Q2 2025 | 34 |
| Q3 2025 | 37 |
| Q4 2025 | 38 |
| Q1 2026 | 39 |
| Q2 2026 | 39 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.26% |
| Q3 2024 | 8.10% |
| Q4 2024 | 7.80% |
| Q1 2025 | 7.98% |
| Q2 2025 | 8.13% |
| Q3 2025 | 8.32% |
| Q4 2025 | 8.28% |
| Q1 2026 | 8.36% |
| Q2 2026 | 8.32% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.37% |
| Q3 2024 | 0.35% |
| Q4 2024 | 0.34% |
| Q1 2025 | 0.89% |
| Q2 2025 | 2.74% |
| Q3 2025 | 2.70% |
| Q4 2025 | 2.48% |
| Q1 2026 | 2.60% |
| Q2 2026 | 2.48% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.74% |
| Q3 2024 | 0.50% |
| Q4 2024 | 0.46% |
| Q1 2025 | 0.57% |
| Q2 2025 | 0.65% |
| Q3 2025 | 0.84% |
| Q4 2025 | 0.82% |
| Q1 2026 | 0.94% |
| Q2 2026 | 0.91% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 39 | $322.4M | 8.32% | 2.48% | 0.91% | 86.7% |
| Q1 2026 | 39 | $320.4M | 8.36% | 2.60% | 0.94% | 85.2% |
| Q4 2025 | 38 | $318.8M | 8.28% | 2.48% | 0.82% | 90.4% |
| Q3 2025 | 37 | $324.1M | 8.32% | 2.70% | 0.84% | 87.2% |
| Q2 2025 | 34 | $321.5M | 8.13% | 2.74% | 0.65% | 87.7% |
| Q1 2025 | 52 | $321.8M | 7.98% | 0.89% | 0.57% | 85.9% |
| Q4 2024 | 57 | $325.7M | 7.80% | 0.34% | 0.46% | 83.8% |
| Q3 2024 | 57 | $319.2M | 8.10% | 0.35% | 0.50% | 82.8% |
| Q2 2024 | 60 | $309.1M | 8.26% | 0.37% | 0.74% | 81.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank in AmboyBank Amboy, IL | 78 out of 100, Strong | $324.5M | 10.7% | 0.04% | vs |
| 1NB BankBank Carlyle, IL | 74 out of 100, Strong | $319.0M | 10.3% | 0.07% | vs |
| Community State Bank of Rock FallsBank Rock Falls, IL | 49 out of 100, Below average | $318.4M | 12.0% | 4.67% | vs |
| Longview Community BankBank Mount Pulaski, IL | 45 out of 100, Below average | $316.8M | 8.5% | 2.40% | vs |
| First State Bank of ForrestBank Forrest, IL | 49 out of 100, Below average | $328.3M | 9.1% | 1.83% | vs |
| The Harvard State BankBank Harvard, IL | 70 out of 100, Strong | $331.5M | 8.8% | 0.26% | vs |
Deposit insurance
Is my money safe at Forest Park National Bank and Trust Company?
Yes. Forest Park National Bank and Trust Company is an FDIC-insured institution (FDIC certificate #15945). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 32.9% of deposits ($94.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.32%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.86% (benchmark: 10%).
2 locations
Branches
Forest Park National Bank and Trust Company lists 2 offices in 1 city. Most locations:
- Forest Park, IL (2)
HMDA 2025
Mortgage lending
In 2025, Forest Park National Bank and Trust Company reported 44 home-loan applications under HMDA (LEI 213800GF3VF8WSF5Q651): 42 originated ($19,220,000 total), 1 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Forest Park National Bank and Trust Company
- Former names
- Forest Park National Bank
- Type
- National bank
- FDIC certificate #
- 15945
- RSSD ID
- 926632
- Primary regulator
- OCC
- Holding company
- First Forest Park Corp
- Established
- May 15, 1943
- Headquarters
- 7348 Madison St, Forest Park, IL 60130
- Website
- www.forestparkbank.com
- Employees
- 50
Quick answers
Forest Park National Bank and Trust Company: common questions
Is Forest Park National Bank and Trust Company FDIC insured?
Yes. Forest Park National Bank and Trust Company is an FDIC-insured institution (FDIC certificate #15945). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Forest Park National Bank and Trust Company's TellerScore?
39 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Forest Park National Bank and Trust Company ever failed?
There is no failure record for FDIC certificate #15945 in the FDIC failed bank list.
How many branches does Forest Park National Bank and Trust Company have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Forest Park
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| St. Martin De Porres Parish Federal Credit UnionCredit union Chicago, IL | 93 out of 100, Very strong | $383K | 15.0% | 0.00% | vs |