Side-by-side · Q2 2026 data
Forrit Credit Union vs First Community Credit Union
Metric by metric
| Measure | Forrit Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 54 | 86 (stronger) |
| Capital cushion | 53 | 83 (stronger) |
| Loan quality | 66 | 99 (stronger) |
| Earnings | 11 | 72 (stronger) |
| Funding & liquidity | 76 | 79 (stronger) |
| Problem-loan coverage | 77 | 99 (stronger) |
| Peer percentile | 13th | 95th |
| Total assets | $82.0M | $1.9B |
| Deposits / shares | $73.0M | $1.6B |
| Capital ratio | 10.29% | 13.29% (stronger) |
| Problem loans | 1.02% | 0.04% (stronger) |
| Net charge-offs | 1.24% | 0.04% (stronger) |
| Return on assets | -0.24% | 1.31% (stronger) |
| Loans ÷ deposits | 83.8% | 81.0% (stronger) |
| Uninsured deposits | 3.5% (stronger) | 6.3% |
| Offices | 3 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.3% | — |
First Community Credit Union has the higher TellerScore (86 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Forrit Credit Union leads on 1 and First Community Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.