TellerScore

Headquartered in Clackamas, Oregon, Forrit Credit Union is a federally insured state-chartered credit union with $82.0M in total assets and $73.0M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1936.

Based on its Q2 2026 filing, Forrit Credit Union scores 54/100, which we describe as below average. That is higher than only 13% of 2,479 credit unions with under $100 million in assets. Among 47 credit unions headquartered in Oregon, it ranks 42nd. Its strongest component is problem-loan coverage (77/100; 11.6%), and its lowest is earnings (11/100; -0.24%).

TellerScore · Q2 2026

Scorecard

Capital cushion53/100
Net worth ratio: 10.29%
Loan quality66/100
Loans 60+ days delinquent ÷ total loans: 1.02%
Earnings11/100
Return on assets (annualized): -0.24%
Funding & liquidity76/100
Loans ÷ shares: 83.8% · 3.5% uninsured
Problem-loan coverage77/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.61%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (53 → 54).

TellerScore
495663Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202461
Q4 202453
Q1 202554
Q2 202553
Q3 202549
Q4 202550
Q1 202652
Q2 202654
Net worth ratio
7.00%9.06%11.12%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.84%
Q3 202410.85%
Q4 202411.12%
Q1 202510.20%
Q2 202510.40%
Q3 202510.30%
Q4 202510.42%
Q1 202610.13%
Q2 202610.29%
Delinquent loans (60+ days)
0.56%1.04%1.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.56%
Q3 20240.86%
Q4 20241.53%
Q1 20251.00%
Q2 20251.01%
Q3 20251.37%
Q4 20251.24%
Q1 20261.40%
Q2 20261.02%
Return on assets
-2.73%-1.38%-0.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.13%
Q3 2024-0.18%
Q4 2024-0.33%
Q1 2025-2.73%
Q2 2025-1.87%
Q3 2025-1.97%
Q4 2025-2.24%
Q1 2026-0.04%
Q2 2026-0.24%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$82.0M10.29%1.02%-0.24%83.8%
Q1 202652$84.2M10.13%1.40%-0.04%83.7%
Q4 202550$82.0M10.42%1.24%-2.24%88.9%
Q3 202549$88.4M10.30%1.37%-1.97%83.1%
Q2 202553$91.9M10.40%1.01%-1.87%80.7%
Q1 202554$95.7M10.20%1.00%-2.73%73.9%
Q4 202453$93.7M11.12%1.53%-0.33%73.0%
Q3 202461$98.0M10.85%0.86%-0.18%70.7%
Q2 202463$98.7M10.84%0.56%-0.13%70.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.29%
19th
Problem loans1.02%
38th
Net charge-offs1.24%
11th
Return on assets-0.24%
14th
Loans to deposits83.8%
15th
Uninsured deposits3.5%
31st
Loan-loss reserves0.00%
37th
Texas ratio11.6%
11th

Similar-size credit unions in Oregon

InstitutionScoreAssetsCapitalProblem loansCompare
Castparts Employees Federal Credit UnionCredit union Portland, OR85 out of 100, Very strong$79.9M15.7%0.84%vs
Teamsters Council #37 Credit UnionCredit union Portland, OR68 out of 100, Moderate$76.1M15.4%2.53%vs
Sunset Federal Credit UnionCredit union Portland, OR82 out of 100, Strong$91.8M16.2%0.66%vs
Benton County Schools Credit UnionCredit union Corvallis, OR73 out of 100, Strong$69.4M10.6%0.06%vs
Point West Credit UnionCredit union Portland, OR69 out of 100, Moderate$97.5M12.6%0.89%vs
United Trades Federal Credit UnionCredit union Tualatin, OR63 out of 100, Moderate$56.2M13.0%1.60%vs

Deposit insurance

Is my money safe at Forrit Credit Union?

Yes. Forrit Credit Union is a federally insured credit union (NCUA charter #64103). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.5% of shares and deposits ($2.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.29%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Forrit Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Forrit Credit Union reported 15 home-loan applications under HMDA (LEI 2549009OWTY7KVB18G12): 13 originated ($1,315,000 total), 2 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Forrit Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64103
RSSD ID
373898
Primary regulator
State + NCUA
Established
1936
Headquarters
12550 SE 93rd Ave., Suite 400, Clackamas, OR 97015
Employees
22

Quick answers

Forrit Credit Union: common questions

Is Forrit Credit Union NCUA insured?

Yes. Forrit Credit Union is a federally insured credit union (NCUA charter #64103). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Forrit Credit Union's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Forrit Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Clackamas

InstitutionScoreAssetsCapitalProblem loansCompare
Longshoremen'S Local 4 Federal Credit UnionCredit union Vancouver, WA94 out of 100, Very strong$39.3M23.8%0.33%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Consolidated Federal Credit UnionCredit union Portland, OR88 out of 100, Very strong$833.7M15.3%0.27%vs
Cascade Federal Credit UnionCredit union Kent, WA88 out of 100, Very strong$392.6M13.3%0.79%vs
First Community Credit UnionCredit union Coquille, OR86 out of 100, Very strong$1.9B13.3%0.04%vs
Castparts Employees Federal Credit UnionCredit union Portland, OR85 out of 100, Very strong$79.9M15.7%0.84%vs