Side-by-side · Q2 2026 data
Fortera Federal Credit Union vs Johnsonville TVA Employees Credit Union
Credit union
Johnsonville TVA Employees Credit Union
Camden, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Fortera Federal Credit Union | Johnsonville TVA Employees Credit Union |
|---|---|---|
| TellerScore | 78 | 92 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 78 (stronger) | 76 |
| Earnings | 79 | 92 (stronger) |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 74th | 97th |
| Total assets | $946.7M | $180.7M |
| Deposits / shares | $819.3M | $149.7M |
| Capital ratio | 12.69% | 16.39% (stronger) |
| Problem loans | 0.65% (stronger) | 0.73% |
| Net charge-offs | 0.98% | 0.19% (stronger) |
| Return on assets | 1.47% | 1.80% (stronger) |
| Loans ÷ deposits | 90.0% | 59.4% (stronger) |
| Uninsured deposits | 9.0% | 6.9% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.6% | 58.1% |
Johnsonville TVA Employees Credit Union has the higher TellerScore (92 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Fortera Federal Credit Union leads on 1 and Johnsonville TVA Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.