Side-by-side · Q2 2026 data
Forum Credit Union vs Centra Credit Union
Metric by metric
| Measure | Forum Credit Union | Centra Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 73 |
| Capital cushion | 83 (stronger) | 73 |
| Loan quality | 90 (stronger) | 68 |
| Earnings | 69 (stronger) | 68 |
| Funding & liquidity | 60 | 76 (stronger) |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 88th | 70th |
| Total assets | $2.3B | $2.4B |
| Deposits / shares | $1.9B | $2.1B |
| Capital ratio | 13.27% (stronger) | 12.34% |
| Problem loans | 0.31% (stronger) | 0.96% |
| Net charge-offs | 0.46% (stronger) | 0.81% |
| Return on assets | 1.21% (stronger) | 1.21% |
| Loans ÷ deposits | 100.2% | 84.5% (stronger) |
| Uninsured deposits | 12.4% (stronger) | 13.0% |
| Offices | 16 | 29 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.4% |
Forum Credit Union has the higher TellerScore (80 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Forum Credit Union leads on 6 and Centra Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.