Side-by-side · Q2 2026 data
Foundation Bank vs Holley Credit Union
Metric by metric
| Measure | Foundation Bank | Holley Credit Union |
|---|---|---|
| TellerScore | 75 | 85 (stronger) |
| Capital cushion | 97 (stronger) | 89 |
| Loan quality | 20 | 83 (stronger) |
| Earnings | 95 (stronger) | 84 |
| Funding & liquidity | 92 (stronger) | 73 |
| Problem-loan coverage | 82 | 93 (stronger) |
| Peer percentile | 61st | 87th |
| Total assets | $217.9M | $105.3M |
| Deposits / shares | $183.2M | $89.2M |
| Capital ratio | 14.72% (stronger) | 13.85% |
| Problem loans | 2.39% | 0.51% (stronger) |
| Net charge-offs | 0.29% (stronger) | 0.70% |
| Return on assets | 1.89% (stronger) | 1.59% |
| Loans ÷ deposits | 64.3% (stronger) | 87.5% |
| Uninsured deposits | 18.0% | 4.4% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.1% | — |
Holley Credit Union has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Foundation Bank leads on 4 and Holley Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.