Side-by-side · Q2 2026 data
Foundation Bank vs Johnsonville TVA Employees Credit Union
Credit union
Johnsonville TVA Employees Credit Union
Camden, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Foundation Bank | Johnsonville TVA Employees Credit Union |
|---|---|---|
| TellerScore | 75 | 92 (stronger) |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 20 | 76 (stronger) |
| Earnings | 95 (stronger) | 92 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 82 | 96 (stronger) |
| Peer percentile | 61st | 97th |
| Total assets | $217.9M | $180.7M |
| Deposits / shares | $183.2M | $149.7M |
| Capital ratio | 14.72% | 16.39% (stronger) |
| Problem loans | 2.39% | 0.73% (stronger) |
| Net charge-offs | 0.29% | 0.19% (stronger) |
| Return on assets | 1.89% (stronger) | 1.80% |
| Loans ÷ deposits | 64.3% | 59.4% (stronger) |
| Uninsured deposits | 18.0% | 6.9% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.1% | 58.1% |
Johnsonville TVA Employees Credit Union has the higher TellerScore (92 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Foundation Bank leads on 1 and Johnsonville TVA Employees Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.