Side-by-side · Q2 2026 data
Foundation Bank vs Main Impact Federal Credit Union
Metric by metric
| Measure | Foundation Bank | Main Impact Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 74 |
| Capital cushion | 97 (stronger) | 55 |
| Loan quality | 20 | 99 (stronger) |
| Earnings | 95 (stronger) | 45 |
| Funding & liquidity | 92 (stronger) | 91 |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 61st | 49th |
| Total assets | $217.9M | $23.3M |
| Deposits / shares | $183.2M | $20.8M |
| Capital ratio | 14.72% (stronger) | 10.47% |
| Problem loans | 2.39% | 0.03% (stronger) |
| Net charge-offs | 0.29% | 0.16% (stronger) |
| Return on assets | 1.89% (stronger) | 0.63% |
| Loans ÷ deposits | 64.3% (stronger) | 68.8% |
| Uninsured deposits | 18.0% | 2.1% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.1% | — |
Foundation Bank has the higher TellerScore (75 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Foundation Bank leads on 4 and Main Impact Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.