Side-by-side · Q2 2026 data
Foundation Credit Union vs Goetz Credit Union
Metric by metric
| Measure | Foundation Credit Union | Goetz Credit Union |
|---|---|---|
| TellerScore | 79 | 85 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 89 (stronger) | 83 |
| Earnings | 43 | 58 (stronger) |
| Funding & liquidity | 70 | 90 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 62nd | 77th |
| Total assets | $76.6M | $89.6M |
| Deposits / shares | $64.5M | $75.4M |
| Capital ratio | 14.31% | 15.71% (stronger) |
| Problem loans | 0.33% (stronger) | 0.50% |
| Net charge-offs | 0.27% (stronger) | 0.27% |
| Return on assets | 0.59% | 0.95% (stronger) |
| Loans ÷ deposits | 89.8% | 70.5% (stronger) |
| Uninsured deposits | 7.8% | 0.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Goetz Credit Union has the higher TellerScore (85 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Foundation Credit Union leads on 2 and Goetz Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.