Side-by-side · Q2 2026 data
Foundation Credit Union vs Members 1st Credit Union
Metric by metric
| Measure | Foundation Credit Union | Members 1st Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 71 |
| Capital cushion | 93 (stronger) | 48 |
| Loan quality | 89 | 92 (stronger) |
| Earnings | 43 | 52 (stronger) |
| Funding & liquidity | 70 | 87 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 62nd | 42nd |
| Total assets | $76.6M | $76.5M |
| Deposits / shares | $64.5M | $67.6M |
| Capital ratio | 14.31% (stronger) | 9.76% |
| Problem loans | 0.33% | 0.24% (stronger) |
| Net charge-offs | 0.27% | 0.12% (stronger) |
| Return on assets | 0.59% | 0.80% (stronger) |
| Loans ÷ deposits | 89.8% | 73.0% (stronger) |
| Uninsured deposits | 7.8% (stronger) | 9.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Foundation Credit Union has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Foundation Credit Union leads on 3 and Members 1st Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.