Side-by-side · Q2 2026 data
Foundation Credit Union vs Multi-States Credit Union
Metric by metric
| Measure | Foundation Credit Union | Multi-States Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 78 |
| Capital cushion | 93 (stronger) | 75 |
| Loan quality | 89 (stronger) | 88 |
| Earnings | 43 | 65 (stronger) |
| Funding & liquidity | 70 | 71 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 62nd | 59th |
| Total assets | $76.6M | $90.9M |
| Deposits / shares | $64.5M | $78.9M |
| Capital ratio | 14.31% (stronger) | 12.46% |
| Problem loans | 0.33% (stronger) | 0.36% |
| Net charge-offs | 0.27% | 0.01% (stronger) |
| Return on assets | 0.59% | 1.13% (stronger) |
| Loans ÷ deposits | 89.8% | 89.4% (stronger) |
| Uninsured deposits | 7.8% | 2.7% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Foundation Credit Union has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Foundation Credit Union leads on 3 and Multi-States Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.