Side-by-side · Q2 2026 data
Foundation Credit Union vs Telcomm Credit Union
Metric by metric
| Measure | Foundation Credit Union | Telcomm Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 77 |
| Capital cushion | 93 (stronger) | 82 |
| Loan quality | 89 | 92 (stronger) |
| Earnings | 43 (stronger) | 41 |
| Funding & liquidity | 70 | 75 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 62nd | 71st |
| Total assets | $76.6M | $337.9M |
| Deposits / shares | $64.5M | $286.3M |
| Capital ratio | 14.31% (stronger) | 13.18% |
| Problem loans | 0.33% | 0.25% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.55% |
| Return on assets | 0.59% (stronger) | 0.54% |
| Loans ÷ deposits | 89.8% | 85.6% (stronger) |
| Uninsured deposits | 7.8% | 2.2% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 22.8% |
Foundation Credit Union has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Foundation Credit Union leads on 4 and Telcomm Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.