Side-by-side · Q2 2026 data
Fox Communities Credit Union vs Westby Co-Op Credit Union
Metric by metric
| Measure | Fox Communities Credit Union | Westby Co-Op Credit Union |
|---|---|---|
| TellerScore | 73 | 77 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 90 (stronger) | 52 |
| Earnings | 73 (stronger) | 69 |
| Funding & liquidity | 58 | 76 (stronger) |
| Problem-loan coverage | 96 (stronger) | 87 |
| Peer percentile | 70th | 82nd |
| Total assets | $3.4B | $1.0B |
| Deposits / shares | $2.7B | $842.2M |
| Capital ratio | 10.92% | 15.64% (stronger) |
| Problem loans | 0.29% (stronger) | 1.44% |
| Net charge-offs | 0.15% (stronger) | 0.24% |
| Return on assets | 1.31% (stronger) | 1.23% |
| Loans ÷ deposits | 102.2% | 83.8% (stronger) |
| Uninsured deposits | 7.9% (stronger) | 10.3% |
| Offices | 13 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | 4.0% |
Westby Co-Op Credit Union has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Fox Communities Credit Union leads on 4 and Westby Co-Op Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.