TellerScore

Fox Communities Credit Union (NCUA charter #66731) is based in Appleton, Wisconsin. Its Q2 2026 call report shows $3.4B in total assets and $2.7B in member shares and deposits and 13 offices.

Fox Communities Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 454 credit unions with $1 billion – $10 billion. Among 98 credit unions headquartered in Wisconsin, it ranks 52nd. Problem-loan coverage contributes the most (96/100, 2.2%); funding & liquidity contributes the least (58/100, 102% loans-to-deposits, 8% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion59/100
Net worth ratio: 10.92%
Loan quality90/100
Loans 60+ days delinquent ÷ total loans: 0.29%
Earnings73/100
Return on assets (annualized): 1.31%
Funding & liquidity58/100
Loans ÷ shares: 102.2% · 7.9% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.24%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (69 → 73), mostly because the earnings component improved by 15 points.

TellerScore
677073Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202467
Q4 202467
Q1 202568
Q2 202569
Q3 202569
Q4 202570
Q1 202673
Q2 202673
Net worth ratio
7.00%8.96%10.92%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.17%
Q3 202410.05%
Q4 202410.23%
Q1 202510.23%
Q2 202510.37%
Q3 202510.59%
Q4 202510.62%
Q1 202610.75%
Q2 202610.92%
Delinquent loans (60+ days)
0.22%0.27%0.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.23%
Q3 20240.29%
Q4 20240.33%
Q1 20250.22%
Q2 20250.29%
Q3 20250.32%
Q4 20250.23%
Q1 20260.22%
Q2 20260.29%
Return on assets
0.73%1.02%1.31%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.73%
Q3 20240.73%
Q4 20240.82%
Q1 20250.81%
Q2 20250.95%
Q3 20251.02%
Q4 20250.99%
Q1 20261.24%
Q2 20261.31%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$3.4B10.92%0.29%1.31%102.2%
Q1 202673$3.3B10.75%0.22%1.24%99.9%
Q4 202570$3.3B10.62%0.23%0.99%101.2%
Q3 202569$3.2B10.59%0.32%1.02%102.9%
Q2 202569$3.2B10.37%0.29%0.95%102.0%
Q1 202568$3.1B10.23%0.22%0.81%99.9%
Q4 202467$3.0B10.23%0.33%0.82%100.3%
Q3 202467$3.1B10.05%0.29%0.73%95.8%
Q2 202468$3.0B10.17%0.23%0.73%94.7%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.92%
51st
Problem loans0.29%
91st
Net charge-offs0.15%
90th
Return on assets1.31%
85th
Loans to deposits102.2%
10th
Uninsured deposits7.9%
63rd
Loan-loss reserves0.00%
50th
Texas ratio2.2%
84th

Similar-size credit unions in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Altra Federal Credit UnionCredit union Onalaska, WI78 out of 100, Strong$3.1B12.7%0.46%vs
Educators Credit UnionCredit union Racine, WI81 out of 100, Strong$4.0B13.9%0.97%vs
Capital Credit UnionCredit union Green Bay, WI69 out of 100, Moderate$2.8B12.3%0.90%vs
Connexus Credit UnionCredit union Wausau, WI37 out of 100, Low$4.1B7.4%1.89%vs
Covantage Credit UnionCredit union Antigo, WI59 out of 100, Moderate$4.2B9.8%1.28%vs
Westconsin Credit UnionCredit union Menomonie, WI78 out of 100, Strong$2.2B12.9%0.64%vs

Deposit insurance

Is my money safe at Fox Communities Credit Union?

Yes. Fox Communities Credit Union is a federally insured credit union (NCUA charter #66731). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.9% of shares and deposits ($211.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 10.92%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

13 locations

Branches

Fox Communities Credit Union lists 13 offices in 8 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Fox Communities Credit Union reported 2,988 home-loan applications under HMDA (LEI 549300FUMS21JPQM1N03): 2,460 originated ($437,240,000 total), 119 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Fox Communities Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66731
RSSD ID
941699
Primary regulator
State + NCUA
Established
1937
Headquarters
2201 E Enterprise Ave, Appleton, WI 54913
Employees
525

Quick answers

Fox Communities Credit Union: common questions

Is Fox Communities Credit Union NCUA insured?

Yes. Fox Communities Credit Union is a federally insured credit union (NCUA charter #66731). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Fox Communities Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Fox Communities Credit Union have?

13 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Appleton

InstitutionScoreAssetsCapitalProblem loansCompare
Thrivent Trust CompanyBank Appleton, WI93 out of 100, Very strong$15.5M82.7%0.00%vs
National Exchange Bank and TrustBank Fond Du Lac, WI88 out of 100, Very strong$2.9B20.1%0.37%vs
Winnebago Community Credit UnionCredit union Oshkosh, WI85 out of 100, Very strong$176.1M13.8%0.13%vs
North Shore BankBank Brookfield, WI84 out of 100, Strong$2.6B14.4%0.10%vs
American National Bank - Fox CitiesBank Appleton, WI84 out of 100, Strong$432.6M13.6%0.00%vs
Community First Credit UnionCredit union Appleton, WI84 out of 100, Strong$6.8B12.8%0.14%vs