Side-by-side · Q2 2026 data
Fox Valley Savings Bank vs Winnebago Community Credit Union
Credit union
Winnebago Community Credit Union
Oshkosh, Wisconsin · $100 million – $1 billion
Metric by metric
| Measure | Fox Valley Savings Bank | Winnebago Community Credit Union |
|---|---|---|
| TellerScore | 79 | 85 (stronger) |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 89 | 96 (stronger) |
| Earnings | 27 | 63 (stronger) |
| Funding & liquidity | 75 | 78 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 75th | 87th |
| Total assets | $387.3M | $176.1M |
| Deposits / shares | $301.3M | $150.8M |
| Capital ratio | 15.44% (stronger) | 13.75% |
| Problem loans | 0.33% | 0.13% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 0.17% | 1.06% (stronger) |
| Loans ÷ deposits | 85.6% | 81.9% (stronger) |
| Uninsured deposits | 8.3% (stronger) | 9.1% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Winnebago Community Credit Union has the higher TellerScore (85 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Fox Valley Savings Bank leads on 3 and Winnebago Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.