Side-by-side · Q2 2026 data
Frankenmuth Credit Union vs Elga Credit Union
Metric by metric
| Measure | Frankenmuth Credit Union | Elga Credit Union |
|---|---|---|
| TellerScore | 64 | 75 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 60 (stronger) | 54 |
| Earnings | 74 (stronger) | 59 |
| Funding & liquidity | 68 | 72 (stronger) |
| Problem-loan coverage | 81 | 89 (stronger) |
| Peer percentile | 36th | 75th |
| Total assets | $1.6B | $2.5B |
| Deposits / shares | $1.4B | $2.0B |
| Capital ratio | 10.31% | 17.80% (stronger) |
| Problem loans | 1.19% (stronger) | 1.38% |
| Net charge-offs | 0.43% (stronger) | 0.70% |
| Return on assets | 1.34% (stronger) | 0.98% |
| Loans ÷ deposits | 82.3% | 79.4% (stronger) |
| Uninsured deposits | 23.6% | 23.2% (stronger) |
| Offices | 17 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.8% | 19.0% |
Elga Credit Union has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Frankenmuth Credit Union leads on 3 and Elga Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.