Side-by-side · Q2 2026 data
Frankenmuth Credit Union vs Genisys Credit Union
Metric by metric
| Measure | Frankenmuth Credit Union | Genisys Credit Union |
|---|---|---|
| TellerScore | 64 | 81 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 60 | 64 (stronger) |
| Earnings | 74 | 88 (stronger) |
| Funding & liquidity | 68 (stronger) | 61 |
| Problem-loan coverage | 81 | 87 (stronger) |
| Peer percentile | 36th | 89th |
| Total assets | $1.6B | $6.6B |
| Deposits / shares | $1.4B | $5.5B |
| Capital ratio | 10.31% | 15.47% (stronger) |
| Problem loans | 1.19% | 1.09% (stronger) |
| Net charge-offs | 0.43% (stronger) | 0.59% |
| Return on assets | 1.34% | 1.70% (stronger) |
| Loans ÷ deposits | 82.3% (stronger) | 98.9% |
| Uninsured deposits | 23.6% | 8.4% (stronger) |
| Offices | 17 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.8% | 18.7% |
Genisys Credit Union has the higher TellerScore (81 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Frankenmuth Credit Union leads on 2 and Genisys Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Vassar, MI