Side-by-side · Q2 2026 data
Frankfort Community Federal Credit Union vs United Churches Credit Union
Credit union
Frankfort Community Federal Credit Union
Frankfort, Michigan · Under $100 million in assets
Metric by metric
| Measure | Frankfort Community Federal Credit Union | United Churches Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 67 |
| Capital cushion | 94 (stronger) | 53 |
| Loan quality | 0 | 64 (stronger) |
| Earnings | 100 (stronger) | 55 |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 68 | 95 (stronger) |
| Peer percentile | 38th | 34th |
| Total assets | $19.6M | $21.9M |
| Deposits / shares | $16.7M | $19.5M |
| Capital ratio | 14.38% (stronger) | 10.28% |
| Problem loans | 3.83% | 1.08% (stronger) |
| Net charge-offs | 0.39% | 0.25% (stronger) |
| Return on assets | 2.54% (stronger) | 0.86% |
| Loans ÷ deposits | 70.0% | 25.4% (stronger) |
| Uninsured deposits | 1.6% (stronger) | 6.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Frankfort Community Federal Credit Union has the higher TellerScore (69 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Frankfort Community Federal Credit Union leads on 4 and United Churches Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.