Side-by-side · Q2 2026 data
Franklin Johnstown Federal Credit Union vs Bucks County Employees Credit Union
Credit union
Franklin Johnstown Federal Credit Union
Johnstown, Pennsylvania · Under $100 million in assets
Credit union
Bucks County Employees Credit Union
Doylestown, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Franklin Johnstown Federal Credit Union | Bucks County Employees Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 71 |
| Capital cushion | 87 (stronger) | 72 |
| Loan quality | 86 (stronger) | 70 |
| Earnings | 32 | 33 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 62nd | 42nd |
| Total assets | $37.3M | $39.2M |
| Deposits / shares | $32.8M | $34.1M |
| Capital ratio | 13.71% (stronger) | 12.22% |
| Problem loans | 0.42% (stronger) | 0.91% |
| Net charge-offs | -0.03% | -0.18% (stronger) |
| Return on assets | 0.30% | 0.33% (stronger) |
| Loans ÷ deposits | 34.4% | 5.7% (stronger) |
| Uninsured deposits | 0.9% (stronger) | 2.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Franklin Johnstown Federal Credit Union has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Franklin Johnstown Federal Credit Union leads on 4 and Bucks County Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.