TellerScore

Bucks County Employees Credit Union is a federally insured state-chartered credit union headquartered in Doylestown, Pennsylvania, in business for about 60 years. At the end of Q2 2026 it reported $39.2M in total assets and $34.1M in member shares and deposits, with 2 offices.

Bucks County Employees Credit Union has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 42% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 173rd. Funding & liquidity contributes the most (100/100, 6% loans-to-deposits, 3% uninsured); earnings contributes the least (33/100, 0.33%).

TellerScore · Q2 2026

Scorecard

Capital cushion72/100
Net worth ratio: 12.22%
Loan quality70/100
Loans 60+ days delinquent ÷ total loans: 0.91%
Earnings33/100
Return on assets (annualized): 0.33%
Funding & liquidity100/100
Loans ÷ shares: 5.7% · 2.8% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.37%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (72 → 71).

TellerScore
687173Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202468
Q3 202468
Q4 202469
Q1 202568
Q2 202572
Q3 202571
Q4 202572
Q1 202673
Q2 202671
Net worth ratio
7.00%9.68%12.36%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202411.88%
Q3 202412.04%
Q4 202412.05%
Q1 202512.10%
Q2 202512.26%
Q3 202512.27%
Q4 202512.36%
Q1 202612.23%
Q2 202612.22%
Delinquent loans (60+ days)
0.60%0.86%1.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20241.12%
Q3 20241.04%
Q4 20241.05%
Q1 20251.05%
Q2 20250.74%
Q3 20250.69%
Q4 20250.63%
Q1 20260.60%
Q2 20260.91%
Return on assets
0.19%0.26%0.33%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.31%
Q3 20240.28%
Q4 20240.27%
Q1 20250.22%
Q2 20250.25%
Q3 20250.19%
Q4 20250.20%
Q1 20260.26%
Q2 20260.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$39.2M12.22%0.91%0.33%5.7%
Q1 202673$38.8M12.23%0.60%0.26%5.8%
Q4 202572$38.2M12.36%0.63%0.20%6.2%
Q3 202571$38.3M12.27%0.69%0.19%6.2%
Q2 202572$38.3M12.26%0.74%0.25%6.3%
Q1 202568$38.6M12.10%1.05%0.22%6.6%
Q4 202469$38.6M12.05%1.05%0.27%7.0%
Q3 202468$38.4M12.04%1.04%0.28%7.1%
Q2 202468$38.7M11.88%1.12%0.31%7.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.22%
33rd
Problem loans0.91%
42nd
Net charge-offs-0.18%
95th
Return on assets0.33%
33rd
Loans to deposits5.7%
99th
Uninsured deposits2.8%
38th
Loan-loss reserves0.00%
37th
Texas ratio0.4%
77th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
A & S Federal Credit UnionCredit union Aliquippa, PA95 out of 100, Very strong$39.3M15.1%0.55%vs
Norwin Teachers Federal Credit UnionCredit union North Huntingdo, PA73 out of 100, Strong$38.8M10.8%0.73%vs
Bva Federal Credit UnionCredit union Belle Vernon, PA47 out of 100, Below average$39.7M9.4%5.02%vs
Affiliated Trades Credit UnionCredit union Collegeville, PA53 out of 100, Below average$40.1M10.4%2.22%vs
New Directions Community Credit UnionCredit union Franklin, PA75 out of 100, Strong$40.7M14.5%0.76%vs
Visionary Federal Credit UnionCredit union Bridgeville, PA76 out of 100, Strong$40.8M12.7%1.31%vs

Deposit insurance

Is my money safe at Bucks County Employees Credit Union?

Yes. Bucks County Employees Credit Union is a federally insured credit union (NCUA charter #65411). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.8% of shares and deposits ($961K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.22%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Bucks County Employees Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bucks County Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
65411
RSSD ID
222192
Primary regulator
State + NCUA
Established
1966
Headquarters
55 E Court St, Doylestown, PA 18901
Employees
4

Quick answers

Bucks County Employees Credit Union: common questions

Is Bucks County Employees Credit Union NCUA insured?

Yes. Bucks County Employees Credit Union is a federally insured credit union (NCUA charter #65411). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Bucks County Employees Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Bucks County Employees Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Doylestown

InstitutionScoreAssetsCapitalProblem loansCompare
Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA100 out of 100, Very strong$4.1M15.4%0.00%vs
B. Braun Federal Credit UnionCredit union Allentown, PA100 out of 100, Very strong$1.9M25.1%0.00%vs
Police & Fire Federal Credit UnionCredit union Philadelphia, PA96 out of 100, Very strong$10.2B18.6%0.24%vs
Lehigh County Employees Federal Credit UnionCredit union Allentown, PA96 out of 100, Very strong$33.1M15.7%0.00%vs
New Jersey Law and Public Safety Credit UnionCredit union Trenton, NJ93 out of 100, Very strong$63.9M19.6%0.31%vs
SEI Private Trust CompanyBank Oaks, PA93 out of 100, Very strong$208.5M80.4%0.00%vs