Side-by-side · Q2 2026 data
Franklin Mint Federal Credit Union vs Pennsylvania State Employees Credit Union
Credit union
Franklin Mint Federal Credit Union
Chadds Ford, Pennsylvania · $1 billion – $10 billion
Credit union
Pennsylvania State Employees Credit Union
Harrisburg, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Franklin Mint Federal Credit Union | Pennsylvania State Employees Credit Union |
|---|---|---|
| TellerScore | 57 | 80 (stronger) |
| Capital cushion | 37 | 69 (stronger) |
| Loan quality | 72 | 75 (stronger) |
| Earnings | 35 | 99 (stronger) |
| Funding & liquidity | 80 (stronger) | 76 |
| Problem-loan coverage | 85 | 90 (stronger) |
| Peer percentile | 17th | 88th |
| Total assets | $2.2B | $9.7B |
| Deposits / shares | $2.0B | $8.5B |
| Capital ratio | 8.66% | 11.85% (stronger) |
| Problem loans | 0.83% | 0.75% (stronger) |
| Net charge-offs | 0.37% (stronger) | 0.84% |
| Return on assets | 0.38% | 1.98% (stronger) |
| Loans ÷ deposits | 80.0% (stronger) | 84.0% |
| Uninsured deposits | 10.3% (stronger) | 10.9% |
| Offices | 9 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.6% |
Pennsylvania State Employees Credit Union has the higher TellerScore (80 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Franklin Mint Federal Credit Union leads on 3 and Pennsylvania State Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.