Side-by-side · Q2 2026 data
Franklin Mint Federal Credit Union vs Utilities Employees Credit Union
Credit union
Franklin Mint Federal Credit Union
Chadds Ford, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Franklin Mint Federal Credit Union | Utilities Employees Credit Union |
|---|---|---|
| TellerScore | 57 | 77 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 72 (stronger) | 58 |
| Earnings | 35 | 42 (stronger) |
| Funding & liquidity | 80 | 97 (stronger) |
| Problem-loan coverage | 85 | 91 (stronger) |
| Peer percentile | 17th | 82nd |
| Total assets | $2.2B | $1.5B |
| Deposits / shares | $2.0B | $1.3B |
| Capital ratio | 8.66% | 15.73% (stronger) |
| Problem loans | 0.83% (stronger) | 1.26% |
| Net charge-offs | 0.37% | 0.18% (stronger) |
| Return on assets | 0.38% | 0.54% (stronger) |
| Loans ÷ deposits | 80.0% | 63.5% (stronger) |
| Uninsured deposits | 10.3% | 5.8% (stronger) |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.2% |
Utilities Employees Credit Union has the higher TellerScore (77 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Franklin Mint Federal Credit Union leads on 1 and Utilities Employees Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.