Side-by-side · Q2 2026 data
Freedom Credit Union vs Quincy Credit Union
Metric by metric
| Measure | Freedom Credit Union | Quincy Credit Union |
|---|---|---|
| TellerScore | 66 | 80 (stronger) |
| Capital cushion | 93 | 96 (stronger) |
| Loan quality | 40 | 75 (stronger) |
| Earnings | 43 | 52 (stronger) |
| Funding & liquidity | 76 | 88 (stronger) |
| Problem-loan coverage | 83 | 93 (stronger) |
| Peer percentile | 37th | 78th |
| Total assets | $764.0M | $729.4M |
| Deposits / shares | $611.6M | $645.8M |
| Capital ratio | 14.26% | 14.57% (stronger) |
| Problem loans | 1.81% | 0.75% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.14% |
| Return on assets | 0.57% | 0.81% (stronger) |
| Loans ÷ deposits | 84.6% | 72.6% (stronger) |
| Uninsured deposits | 10.1% | 6.0% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.6% |
Quincy Credit Union has the higher TellerScore (80 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Freedom Credit Union leads on 1 and Quincy Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.