Side-by-side · Q2 2026 data
Freedom United Federal Credit Union vs Armco Credit Union
Credit union
Freedom United Federal Credit Union
Rochester, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Freedom United Federal Credit Union | Armco Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 87 |
| Loan quality | 72 | 82 (stronger) |
| Earnings | 100 (stronger) | 58 |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 94th | 76th |
| Total assets | $94.2M | $719.5M |
| Deposits / shares | $76.2M | $622.4M |
| Capital ratio | 18.97% (stronger) | 13.66% |
| Problem loans | 0.84% | 0.55% (stronger) |
| Net charge-offs | 0.13% | 0.07% (stronger) |
| Return on assets | 2.31% (stronger) | 0.96% |
| Loans ÷ deposits | 32.9% (stronger) | 82.5% |
| Uninsured deposits | 0.9% (stronger) | 3.7% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.3% |
Freedom United Federal Credit Union has the higher TellerScore (93 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Freedom United Federal Credit Union leads on 5 and Armco Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.