Side-by-side · Q2 2026 data
Freedom United Federal Credit Union vs Blackhawk Federal Credit Union
Credit union
Freedom United Federal Credit Union
Rochester, Pennsylvania · Under $100 million in assets
Credit union
Blackhawk Federal Credit Union
Beaver Falls, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Freedom United Federal Credit Union | Blackhawk Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 77 |
| Capital cushion | 100 | 100 |
| Loan quality | 72 (stronger) | 52 |
| Earnings | 100 (stronger) | 48 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 94th | 57th |
| Total assets | $94.2M | $15.1M |
| Deposits / shares | $76.2M | $12.4M |
| Capital ratio | 18.97% (stronger) | 16.82% |
| Problem loans | 0.84% (stronger) | 1.45% |
| Net charge-offs | 0.13% | -0.03% (stronger) |
| Return on assets | 2.31% (stronger) | 0.69% |
| Loans ÷ deposits | 32.9% (stronger) | 47.5% |
| Uninsured deposits | 0.9% (stronger) | 1.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Freedom United Federal Credit Union has the higher TellerScore (93 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Freedom United Federal Credit Union leads on 6 and Blackhawk Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.