Side-by-side · Q2 2026 data
Freedom United Federal Credit Union vs Cheswick Atomic Division Federal Credit Union
Credit union
Freedom United Federal Credit Union
Rochester, Pennsylvania · Under $100 million in assets
Credit union
Cheswick Atomic Division Federal Credit Union
Harwick, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Freedom United Federal Credit Union | Cheswick Atomic Division Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 89 |
| Capital cushion | 100 | 100 |
| Loan quality | 72 | 97 (stronger) |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 94th | 87th |
| Total assets | $94.2M | $4.8M |
| Deposits / shares | $76.2M | $3.2M |
| Capital ratio | 18.97% | 33.92% (stronger) |
| Problem loans | 0.84% | 0.09% (stronger) |
| Net charge-offs | 0.13% | 0.00% (stronger) |
| Return on assets | 2.31% (stronger) | 0.68% |
| Loans ÷ deposits | 32.9% (stronger) | 53.7% |
| Uninsured deposits | 0.9% | 0.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Freedom United Federal Credit Union has the higher TellerScore (93 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Freedom United Federal Credit Union leads on 3 and Cheswick Atomic Division Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.