TellerScore

Headquartered in Harwick, Pennsylvania, Cheswick Atomic Division Federal Credit Union is a federal credit union with $4.8M in total assets and $3.2M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1962.

Cheswick Atomic Division Federal Credit Union has a TellerScore of 89 out of 100 (very strong) based on Q2 2026 data — higher than 87% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 45th. Capital cushion contributes the most (100/100, 33.92%); earnings contributes the least (47/100, 0.68%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 33.92%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.09%
Earnings47/100
Return on assets (annualized): 0.68%
Funding & liquidity100/100
Loans ÷ shares: 53.7% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.10%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (87 → 89), mostly because the loan quality component improved by 4 points.

TellerScore
637689Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202473
Q4 202472
Q1 202563
Q2 202587
Q3 202588
Q4 202582
Q1 202689
Q2 202689
Net worth ratio
7.00%20.46%33.92%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202430.72%
Q3 202432.14%
Q4 202433.78%
Q1 202533.82%
Q2 202533.50%
Q3 202533.65%
Q4 202533.75%
Q1 202632.60%
Q2 202633.92%
Delinquent loans (60+ days)
0.09%1.46%2.83%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.86%
Q3 20241.72%
Q4 20241.86%
Q1 20252.83%
Q2 20250.21%
Q3 20250.19%
Q4 20251.00%
Q1 20260.09%
Q2 20260.09%
Return on assets
0.50%0.62%0.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.50%
Q3 20240.61%
Q4 20240.60%
Q1 20250.52%
Q2 20250.64%
Q3 20250.66%
Q4 20250.74%
Q1 20260.70%
Q2 20260.68%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$4.8M33.92%0.09%0.68%53.7%
Q1 202689$5.0M32.60%0.09%0.70%49.2%
Q4 202582$4.8M33.75%1.00%0.74%57.4%
Q3 202588$4.8M33.65%0.19%0.66%59.6%
Q2 202587$4.8M33.50%0.21%0.64%61.8%
Q1 202563$4.7M33.82%2.83%0.52%64.4%
Q4 202472$4.7M33.78%1.86%0.60%67.2%
Q3 202473$4.9M32.14%1.72%0.61%66.8%
Q2 202472$5.1M30.72%1.86%0.50%63.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio33.92%
96th
Problem loans0.09%
80th
Net charge-offs0.00%
69th
Return on assets0.68%
52nd
Loans to deposits53.7%
57th
Uninsured deposits0.0%
81st
Loan-loss reserves0.59%
79th
Texas ratio0.1%
84th

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Iron Workers Federal Credit UnionCredit union Pittsburgh, PA44 out of 100, Below average$5.4M6.0%1.09%vs

Deposit insurance

Is my money safe at Cheswick Atomic Division Federal Credit Union?

Yes. Cheswick Atomic Division Federal Credit Union is a federally insured credit union (NCUA charter #15234). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 33.92%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Cheswick Atomic Division Federal Credit Union lists 3 offices in 1 city. Most locations:

  • Cheswick, PA (3)

All branch addresses and map

Identity & history

Profile

Legal name
Cheswick Atomic Division Federal Credit Union
Type
Federal credit union
NCUA charter #
15234
RSSD ID
34582
Primary regulator
NCUA
Established
1962
Headquarters
PO Box 518, Harwick, PA 15049
Employees
2

Quick answers

Cheswick Atomic Division Federal Credit Union: common questions

Is Cheswick Atomic Division Federal Credit Union NCUA insured?

Yes. Cheswick Atomic Division Federal Credit Union is a federally insured credit union (NCUA charter #15234). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cheswick Atomic Division Federal Credit Union's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cheswick Atomic Division Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
Penn-Trafford School Emp. Federal Credit UnionCredit union Trafford, PA99 out of 100, Very strong$5.3M21.2%0.00%vs
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Moonlight Federal Credit UnionCredit union Worthington, PA94 out of 100, Very strong$53.6M17.9%0.06%vs
Greater Pittsburgh Federal Credit UnionCredit union Pittsburgh, PA93 out of 100, Very strong$76.7M15.3%0.40%vs