Side-by-side · Q2 2026 data
Freedom United Federal Credit Union vs Sru Federal Credit Union
Credit union
Freedom United Federal Credit Union
Rochester, Pennsylvania · Under $100 million in assets
Credit union
Sru Federal Credit Union
Slippery Rock, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Freedom United Federal Credit Union | Sru Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 72 | 82 (stronger) |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 94th | 72nd |
| Total assets | $94.2M | $67.1M |
| Deposits / shares | $76.2M | $58.4M |
| Capital ratio | 18.97% (stronger) | 12.78% |
| Problem loans | 0.84% | 0.54% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.38% |
| Return on assets | 2.31% (stronger) | 1.34% |
| Loans ÷ deposits | 32.9% (stronger) | 64.7% |
| Uninsured deposits | 0.9% (stronger) | 7.1% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.7% |
Freedom United Federal Credit Union has the higher TellerScore (93 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Freedom United Federal Credit Union leads on 6 and Sru Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.