Side-by-side · Q2 2026 data
Freedom United Federal Credit Union vs West Penn P&p Federal Credit Union
Credit union
Freedom United Federal Credit Union
Rochester, Pennsylvania · Under $100 million in assets
Credit union
West Penn P&p Federal Credit Union
Beaver, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Freedom United Federal Credit Union | West Penn P&p Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 89 |
| Loan quality | 72 (stronger) | 56 |
| Earnings | 100 (stronger) | 65 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 94th | 59th |
| Total assets | $94.2M | $22.8M |
| Deposits / shares | $76.2M | $19.6M |
| Capital ratio | 18.97% (stronger) | 13.89% |
| Problem loans | 0.84% (stronger) | 1.31% |
| Net charge-offs | 0.13% (stronger) | 0.43% |
| Return on assets | 2.31% (stronger) | 1.13% |
| Loans ÷ deposits | 32.9% | 24.6% (stronger) |
| Uninsured deposits | 0.9% | 0.7% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Freedom United Federal Credit Union has the higher TellerScore (93 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Freedom United Federal Credit Union leads on 5 and West Penn P&p Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.