Side-by-side · Q2 2026 data
Fresno Grangers Federal Credit Union vs Educational Employees Credit Union
Credit union
Fresno Grangers Federal Credit Union
Fresno, California · Under $100 million in assets
Credit union
Educational Employees Credit Union
Fresno, California · $1 billion – $10 billion
Metric by metric
| Measure | Fresno Grangers Federal Credit Union | Educational Employees Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 96 |
| Capital cushion | 100 (stronger) | 96 |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 98 (stronger) | 94 |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 98th | 100th |
| Total assets | $25.9M | $5.4B |
| Deposits / shares | $19.6M | $4.6B |
| Capital ratio | 24.56% (stronger) | 14.58% |
| Problem loans | 0.00% (stronger) | 0.20% |
| Net charge-offs | 0.00% (stronger) | 0.48% |
| Return on assets | 1.94% (stronger) | 1.84% |
| Loans ÷ deposits | 73.4% | 50.2% (stronger) |
| Uninsured deposits | 16.1% | 3.9% (stronger) |
| Offices | 1 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 52.0% |
Fresno Grangers Federal Credit Union has the higher TellerScore (98 vs 96). On the 7 directional measures above (where higher or lower is clearly better), Fresno Grangers Federal Credit Union leads on 5 and Educational Employees Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.