Side-by-side · Q2 2026 data
Gain Federal Credit Union vs Aerospace Federal Credit Union
Credit union
Aerospace Federal Credit Union
Los Angeles, California · $100 million – $1 billion
Metric by metric
| Measure | Gain Federal Credit Union | Aerospace Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 64 (stronger) |
| Capital cushion | 31 | 45 (stronger) |
| Loan quality | 85 | 90 (stronger) |
| Earnings | 23 (stronger) | 18 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 21st | 31st |
| Total assets | $454.0M | $445.7M |
| Deposits / shares | $424.1M | $325.5M |
| Capital ratio | 8.14% | 9.47% (stronger) |
| Problem loans | 0.44% | 0.30% (stronger) |
| Net charge-offs | 0.26% (stronger) | 0.54% |
| Return on assets | 0.09% (stronger) | -0.04% |
| Loans ÷ deposits | 57.0% | 47.3% (stronger) |
| Uninsured deposits | 10.6% | 7.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.2% | — |
Aerospace Federal Credit Union has the higher TellerScore (64 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Gain Federal Credit Union leads on 2 and Aerospace Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.