TellerScore

Headquartered in Los Angeles, California, Aerospace Federal Credit Union is a federal credit union with $445.7M in total assets and $325.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1961.

Aerospace Federal Credit Union has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 31% of its 1,341 credit unions with $100 million – $1 billion. Among 238 credit unions headquartered in California, it ranks 154th. Funding & liquidity contributes the most (100/100, 47% loans-to-deposits, 7% uninsured); earnings contributes the least (18/100, -0.04%).

TellerScore · Q2 2026

Scorecard

Capital cushion45/100
Net worth ratio: 9.47%
Loan quality90/100
Loans 60+ days delinquent ÷ total loans: 0.30%
Earnings18/100
Return on assets (annualized): -0.04%
Funding & liquidity100/100
Loans ÷ shares: 47.3% · 7.2% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.11%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 64).

TellerScore
646667Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202465
Q3 202465
Q4 202465
Q1 202566
Q2 202565
Q3 202565
Q4 202567
Q1 202666
Q2 202664
Net worth ratio
7.00%8.50%10.01%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 20249.04%
Q3 20248.67%
Q4 20248.95%
Q1 20258.91%
Q2 20258.99%
Q3 20258.96%
Q4 20259.89%
Q1 202610.01%
Q2 20269.47%
Delinquent loans (60+ days)
0.06%0.19%0.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.12%
Q3 20240.06%
Q4 20240.07%
Q1 20250.11%
Q2 20250.27%
Q3 20250.21%
Q4 20250.29%
Q1 20260.32%
Q2 20260.30%
Return on assets
-0.04%0.06%0.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.00%
Q3 2024-0.01%
Q4 2024-0.03%
Q1 20250.14%
Q2 20250.16%
Q3 20250.15%
Q4 20250.11%
Q1 20260.00%
Q2 2026-0.04%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202664$445.7M9.47%0.30%-0.04%47.3%
Q1 202666$422.8M10.01%0.32%0.00%48.6%
Q4 202567$428.0M9.89%0.29%0.11%49.0%
Q3 202565$473.0M8.96%0.21%0.15%48.3%
Q2 202565$469.9M8.99%0.27%0.16%49.7%
Q1 202566$471.6M8.91%0.11%0.14%50.2%
Q4 202465$468.5M8.95%0.07%-0.03%39.4%
Q3 202465$484.3M8.67%0.06%-0.01%30.4%
Q2 202465$465.0M9.04%0.12%0.00%29.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.47%
20th
Problem loans0.30%
82nd
Net charge-offs0.54%
32nd
Return on assets-0.04%
4th
Loans to deposits47.3%
92nd
Uninsured deposits7.2%
37th
Loan-loss reserves0.00%
50th
Texas ratio1.1%
88th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Gain Federal Credit UnionCredit union Burbank, CA60 out of 100, Moderate$454.0M8.1%0.44%vs
Wheelhouse Credit UnionCredit union San Diego, CA69 out of 100, Moderate$459.7M8.7%0.13%vs
Mocse Federal Credit UnionCredit union Modesto, CA74 out of 100, Strong$425.5M11.1%0.85%vs
Glendale Area Schools Credit UnionCredit union Glendale, CA67 out of 100, Moderate$422.1M13.1%1.01%vs
Yolo Federal Credit UnionCredit union Woodland, CA76 out of 100, Strong$412.4M13.0%0.78%vs
Eagle Community Credit UnionCredit union Lake Forest, CA63 out of 100, Moderate$409.2M9.9%0.49%vs

Deposit insurance

Is my money safe at Aerospace Federal Credit Union?

Yes. Aerospace Federal Credit Union is a federally insured credit union (NCUA charter #14723). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.2% of shares and deposits ($23.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.47%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Aerospace Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Aerospace Federal Credit Union
Type
Federal credit union
NCUA charter #
14723
RSSD ID
792284
Primary regulator
NCUA
Established
1961
Headquarters
PO Box 90735, Los Angeles, CA 90009
Employees
22

Quick answers

Aerospace Federal Credit Union: common questions

Is Aerospace Federal Credit Union NCUA insured?

Yes. Aerospace Federal Credit Union is a federally insured credit union (NCUA charter #14723). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Aerospace Federal Credit Union's TellerScore?

64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Aerospace Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Los Angeles

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Long Beach Firemen S Credit UnionCredit union Long Beach, CA91 out of 100, Very strong$201.5M29.4%0.02%vs
California Adventist Federal Credit UnionCredit union Glendale, CA89 out of 100, Very strong$44.7M20.1%0.04%vs
Asian Pacific National BankBank San Gabriel, CA89 out of 100, Very strong$56.9M20.1%0.00%vs
Malaga Bank F.S.B.Bank Palos Verdes Peninsula, CA88 out of 100, Very strong$1.4B16.8%0.00%vs
Hana Bank USA, National AssociationBank Fort Lee, NJ88 out of 100, Very strong$835.2M25.4%0.00%vs