Side-by-side · Q2 2026 data
Gain Federal Credit Union vs Mocse Federal Credit Union
Metric by metric
| Measure | Gain Federal Credit Union | Mocse Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 74 (stronger) |
| Capital cushion | 31 | 61 (stronger) |
| Loan quality | 85 (stronger) | 72 |
| Earnings | 23 | 68 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 94 (stronger) | 91 |
| Peer percentile | 21st | 63rd |
| Total assets | $454.0M | $425.5M |
| Deposits / shares | $424.1M | $388.6M |
| Capital ratio | 8.14% | 11.05% (stronger) |
| Problem loans | 0.44% (stronger) | 0.85% |
| Net charge-offs | 0.26% (stronger) | 1.42% |
| Return on assets | 0.09% | 1.20% (stronger) |
| Loans ÷ deposits | 57.0% | 53.5% (stronger) |
| Uninsured deposits | 10.6% | 4.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.2% | 50.0% |
Mocse Federal Credit Union has the higher TellerScore (74 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Gain Federal Credit Union leads on 2 and Mocse Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.