Side-by-side · Q2 2026 data
Gain Federal Credit Union vs Wheelhouse Credit Union
Metric by metric
| Measure | Gain Federal Credit Union | Wheelhouse Credit Union |
|---|---|---|
| TellerScore | 60 | 69 (stronger) |
| Capital cushion | 31 | 37 (stronger) |
| Loan quality | 85 | 96 (stronger) |
| Earnings | 23 | 72 (stronger) |
| Funding & liquidity | 100 (stronger) | 67 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 21st | 48th |
| Total assets | $454.0M | $459.7M |
| Deposits / shares | $424.1M | $409.8M |
| Capital ratio | 8.14% | 8.73% (stronger) |
| Problem loans | 0.44% | 0.13% (stronger) |
| Net charge-offs | 0.26% | 0.16% (stronger) |
| Return on assets | 0.09% | 1.29% (stronger) |
| Loans ÷ deposits | 57.0% (stronger) | 93.1% |
| Uninsured deposits | 10.6% | 9.3% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.2% | 9.1% |
Wheelhouse Credit Union has the higher TellerScore (69 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Gain Federal Credit Union leads on 1 and Wheelhouse Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.