Side-by-side · Q2 2026 data
Galion Building and Loan Bank vs Pillar Credit Union
Metric by metric
| Measure | Galion Building and Loan Bank | Pillar Credit Union |
|---|---|---|
| TellerScore | 67 | 76 (stronger) |
| Capital cushion | 62 | 66 (stronger) |
| Loan quality | 81 (stronger) | 80 |
| Earnings | 39 | 67 (stronger) |
| Funding & liquidity | 72 | 92 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 30th | 68th |
| Total assets | $78.5M | $134.8M |
| Deposits / shares | $63.3M | $120.4M |
| Capital ratio | 11.18% | 11.64% (stronger) |
| Problem loans | 0.58% (stronger) | 0.60% |
| Net charge-offs | -0.00% (stronger) | 0.22% |
| Return on assets | 0.48% | 1.17% (stronger) |
| Loans ÷ deposits | 87.8% | 67.9% (stronger) |
| Uninsured deposits | 4.8% (stronger) | 5.1% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pillar Credit Union has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Galion Building and Loan Bank leads on 3 and Pillar Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.