Headquartered in Galion, Ohio, Galion Building and Loan Bank is a state-chartered bank with $78.5M in total assets and $63.3M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1884.
Galion Building and Loan Bank has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 30% of its 546 banks with under $100 million in assets. Among 157 banks headquartered in Ohio, it ranks 96th. Problem-loan coverage contributes the most (93/100, 3.6%); earnings contributes the least (39/100, 0.48%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (65 → 67), mostly because the earnings component improved by 6 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 67 |
| Q4 2024 | 68 |
| Q1 2025 | 67 |
| Q2 2025 | 65 |
| Q3 2025 | 67 |
| Q4 2025 | 67 |
| Q1 2026 | 69 |
| Q2 2026 | 67 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.93% |
| Q3 2024 | 11.01% |
| Q4 2024 | 10.83% |
| Q1 2025 | 10.88% |
| Q2 2025 | 10.93% |
| Q3 2025 | 10.97% |
| Q4 2025 | 10.86% |
| Q1 2026 | 11.08% |
| Q2 2026 | 11.18% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.36% |
| Q3 2024 | 0.47% |
| Q4 2024 | 0.31% |
| Q1 2025 | 0.28% |
| Q2 2025 | 0.50% |
| Q3 2025 | 0.36% |
| Q4 2025 | 0.35% |
| Q1 2026 | 0.29% |
| Q2 2026 | 0.58% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.52% |
| Q3 2024 | 0.46% |
| Q4 2024 | 0.43% |
| Q1 2025 | 0.29% |
| Q2 2025 | 0.32% |
| Q3 2025 | 0.35% |
| Q4 2025 | 0.36% |
| Q1 2026 | 0.41% |
| Q2 2026 | 0.48% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $78.5M | 11.18% | 0.58% | 0.48% | 87.8% |
| Q1 2026 | 69 | $79.5M | 11.08% | 0.29% | 0.41% | 84.4% |
| Q4 2025 | 67 | $78.7M | 10.86% | 0.35% | 0.36% | 86.1% |
| Q3 2025 | 67 | $78.3M | 10.97% | 0.36% | 0.35% | 90.1% |
| Q2 2025 | 65 | $78.2M | 10.93% | 0.50% | 0.32% | 89.4% |
| Q1 2025 | 67 | $77.2M | 10.88% | 0.28% | 0.29% | 88.1% |
| Q4 2024 | 68 | $77.7M | 10.83% | 0.31% | 0.43% | 88.5% |
| Q3 2024 | 67 | $76.6M | 11.01% | 0.47% | 0.46% | 88.4% |
| Q2 2024 | 68 | $74.9M | 10.93% | 0.36% | 0.52% | 91.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of BlanchesterBank Blanchester, OH | 77 out of 100, Strong | $77.7M | 10.6% | 0.15% | vs |
| Conneaut Savings BankBank Conneaut, OH | 82 out of 100, Strong | $76.7M | 15.1% | 0.40% | vs |
| The Covington Savings and Loan AssociationBank Covington, OH | 91 out of 100, Very strong | $84.0M | 18.6% | 0.00% | vs |
| The Peoples Savings BankBank New Matamoras, OH | 71 out of 100, Strong | $71.9M | 13.5% | 1.58% | vs |
| Versailles Savings and Loan CompanyBank Versailles, OH | 89 out of 100, Very strong | $65.6M | 19.3% | 0.00% | vs |
| The Ottoville Bank CompanyBank Ottoville, OH | 95 out of 100, Very strong | $93.8M | 21.4% | 0.00% | vs |
Deposit insurance
Is my money safe at Galion Building and Loan Bank?
Yes. Galion Building and Loan Bank is an FDIC-insured institution (FDIC certificate #32307). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 4.8% of deposits ($3.0M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.18%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Galion Building and Loan Bank lists 1 office in 1 city. Most locations:
- Galion, OH (1)
Identity & history
Profile
- Legal name
- Galion Building and Loan Bank
- Former names
- Galion Building and Loan Association
- Type
- State-chartered bank
- FDIC certificate #
- 32307
- RSSD ID
- 24378
- Primary regulator
- FDIC
- Established
- February 13, 1884
- Headquarters
- 920 Bucyrus Rd, Galion, OH 44833
- Website
- www.gblbank.com
- Employees
- 14
Quick answers
Galion Building and Loan Bank: common questions
Is Galion Building and Loan Bank FDIC insured?
Yes. Galion Building and Loan Bank is an FDIC-insured institution (FDIC certificate #32307). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Galion Building and Loan Bank's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Galion Building and Loan Bank ever failed?
There is no failure record for FDIC certificate #32307 in the FDIC failed bank list.
How many branches does Galion Building and Loan Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Galion
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First Citizens National Bank of Upper SanduskyBank Upper Sandusky, OH | 78 out of 100, Strong | $389.9M | 12.6% | 0.01% | vs |
| Sutton BankBank Attica, OH | 77 out of 100, Strong | $1.7B | 10.0% | 0.02% | vs |
| Pillar Credit UnionCredit union Marion, OH | 76 out of 100, Strong | $134.8M | 11.6% | 0.60% | vs |
| First Federal Bank of OhioBank Galion, OH | 75 out of 100, Strong | $282.9M | 13.7% | 0.93% | vs |
| Civista BankBank Sandusky, OH | 75 out of 100, Strong | $4.3B | 12.7% | 0.92% | vs |
| The First National Bank of SycamoreBank Sycamore, OH | 75 out of 100, Strong | $239.4M | 10.0% | 0.06% | vs |