Side-by-side · Q2 2026 data
Garden Plain State Bank vs Wichita Federal Credit Union
Metric by metric
| Measure | Garden Plain State Bank | Wichita Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 95 |
| Loan quality | 69 (stronger) | 30 |
| Earnings | 98 (stronger) | 41 |
| Funding & liquidity | 78 (stronger) | 73 |
| Problem-loan coverage | 96 (stronger) | 79 |
| Peer percentile | 92nd | 29th |
| Total assets | $191.5M | $280.5M |
| Deposits / shares | $162.0M | $237.3M |
| Capital ratio | 15.24% (stronger) | 14.52% |
| Problem loans | 0.94% (stronger) | 2.11% |
| Net charge-offs | -0.05% (stronger) | 2.19% |
| Return on assets | 1.95% (stronger) | 0.53% |
| Loans ÷ deposits | 35.0% (stronger) | 87.3% |
| Uninsured deposits | 35.2% | 3.0% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | 19.1% |
Garden Plain State Bank has the higher TellerScore (88 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Garden Plain State Bank leads on 6 and Wichita Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.