Side-by-side · Q2 2026 data
Gary Police Department Employees Federal Credit Union vs H a L E Federal Credit Union
Credit union
Gary Police Department Employees Federal Credit Union
Gary, Indiana · Under $100 million in assets
Credit union
H a L E Federal Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | Gary Police Department Employees Federal Credit Union | H a L E Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 100 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 65th | 100th |
| Total assets | $1.2M | $399K |
| Deposits / shares | $712K | $295K |
| Capital ratio | 41.39% (stronger) | 25.15% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 14.47% | -10.05% (stronger) |
| Return on assets | -4.49% | 4.12% (stronger) |
| Loans ÷ deposits | 30.6% (stronger) | 51.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
H a L E Federal Credit Union has the higher TellerScore (100 vs 80). On the 5 directional measures above (where higher or lower is clearly better), Gary Police Department Employees Federal Credit Union leads on 2 and H a L E Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.