Side-by-side · Q2 2026 data
Gateway Bank vs Fairfield Federal Credit Union
Metric by metric
| Measure | Gateway Bank | Fairfield Federal Credit Union |
|---|---|---|
| TellerScore | 32 | 78 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 0 | 48 (stronger) |
| Earnings | 51 | 55 (stronger) |
| Funding & liquidity | 40 | 100 (stronger) |
| Problem-loan coverage | 12 | 96 (stronger) |
| Peer percentile | 1st | 59th |
| Total assets | $181.0M | $97.7M |
| Deposits / shares | $162.6M | $74.7M |
| Capital ratio | 9.65% | 23.27% (stronger) |
| Problem loans | 3.96% | 1.57% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.69% |
| Return on assets | 0.78% | 0.88% (stronger) |
| Loans ÷ deposits | 97.7% | 41.3% (stronger) |
| Uninsured deposits | 35.6% | 3.3% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fairfield Federal Credit Union has the higher TellerScore (78 vs 32). On the 7 directional measures above (where higher or lower is clearly better), Gateway Bank leads on 1 and Fairfield Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.