Side-by-side · Q2 2026 data
Gateway Credit Union vs Oregon Community Credit Union
Metric by metric
| Measure | Gateway Credit Union | Oregon Community Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 55 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 88 (stronger) | 50 |
| Earnings | 45 | 55 (stronger) |
| Funding & liquidity | 82 (stronger) | 50 |
| Problem-loan coverage | 98 (stronger) | 69 |
| Peer percentile | 72nd | 13th |
| Total assets | $31.4M | $3.7B |
| Deposits / shares | $24.3M | $3.0B |
| Capital ratio | 21.85% (stronger) | 10.81% |
| Problem loans | 0.36% (stronger) | 1.49% |
| Net charge-offs | -0.03% (stronger) | 1.73% |
| Return on assets | 0.64% | 0.86% (stronger) |
| Loans ÷ deposits | 78.7% (stronger) | 110.1% |
| Uninsured deposits | 3.1% (stronger) | 12.0% |
| Offices | 1 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gateway Credit Union has the higher TellerScore (83 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Gateway Credit Union leads on 6 and Oregon Community Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.